American Federal gave us an excellent service and guided us through the process every step of the way. In addition, he gave us the most competitive rates in the market. We were able to close at the scheduled date with no hiccups. I would definitely recommend American Federal in the future.
American Federal Mortgage had utterly unbeatable rates and fees for conventional mortgages even when compared to other online lenders, and certainly when compared to local lenders. I had multiple lenders both online and local that said they simply couldn't match the rate.
American Federal was so amazing to deal with. He was honest from the beginning all the way to the end of our transaction. I have excellent credit and he beat out the credit unions and big banks for rate and fees. I'm not going to lie that at first I was skeptical, but American Federal made me feel at ease and I'm so glad.
Programs, rates, terms, and conditions are subject to change without notice. Payments shown do not include amounts for taxes and insurance, or mortgage insurance. Actual payment obligation will be greater. For adjustable rate loans, after the initial period, rates and payments are based on today's index plus a margin.
These assumptions are subject to change without notice. Rate, points and APR may be adjusted based on several factors including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value and your credit score. Your final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply.
The annual percentage rate (APR), is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rates and points only and does not take into account other loan specific finance charges you may be required to pay.
